Login Form

Welcome, Guest
Username: Password: Remember me

TOPIC: medical aid and life insurance ?

medical aid and life insurance ? 20 Jan 2012 10:29 #89291

  • INCUBUS
  • INCUBUS's Avatar
  • Offline
  • Junior Boarder
  • Posts: 394
  • Thank you received: 63
  • Karma: 3
Whats the deal with life insurance and medical aid if u on illegal steroids and something happens to you ? Do they tell you to f off if they find out u taking ?
The administrator has disabled public write access.

medical aid and life insurance ? 20 Jan 2012 13:02 #89335

  • superbeast2
  • superbeast2's Avatar
  • Offline
  • Fresh Boarder
  • Posts: 201
  • Karma: 3
if they relate it back to self inflicted damage then yes they do not pay same as with damage from drug abuse. don't let that stop you
doing roids is fun.
The administrator has disabled public write access.

medical aid and life insurance ? 20 Jan 2012 15:04 #89354

  • STUARTF
  • STUARTF's Avatar
  • Offline
  • Gold Boarder
  • Posts: 1260
  • Thank you received: 223
  • Karma: 50
This is the only clause in my life insurance policy that applies:

Steroids would fall under: intentional consumption of drugs not prescribed by a registered medical practitioner.
"Do or do not, there is no try" - Yoda
"It's simple, if it jiggles, it's fat."- Arnold Schwarzenegger
The administrator has disabled public write access.

medical aid and life insurance ? 20 Jan 2012 15:08 #89355

  • jackrabbit1
  • jackrabbit1's Avatar
  • Offline
  • Expert
  • Posts: 3100
  • Thank you received: 453
  • Karma: 47
grouped with " consumption of alcohol above the legal limit"..........

2 beers people!
The administrator has disabled public write access.
The following user(s) said Thank You: STUARTF

medical aid and life insurance ? 30 Jan 2012 12:06 #90379

  • Koe007
  • Koe007's Avatar
  • Offline
  • Gold Boarder
  • Posts: 1396
  • Thank you received: 540
  • Karma: 64
I increased my life insurance recently so I have my bloodtests and urine tests on Friday. Im not on any orals and I know they don't test for juice, what must I stop taking and how long before Friday to clear my urine tests? Im on ECA and Reverzine.
Team Fit Squirrel
The administrator has disabled public write access.

medical aid and life insurance ? 30 Jan 2012 12:12 #90381

  • 00pump
  • 00pump's Avatar
  • Offline
  • Moderator
  • Posts: 8394
  • Thank you received: 2490
  • Karma: 298
ECA for sure bro... And detox during these days, most things are only picked up to 3 days...
"Whether You Think You Can or Can't, You're Right"--Henry Ford
The administrator has disabled public write access.

medical aid and life insurance ? 30 Jan 2012 12:16 #90382

  • Koe007
  • Koe007's Avatar
  • Offline
  • Gold Boarder
  • Posts: 1396
  • Thank you received: 540
  • Karma: 64
Thx ill get the colon cleanse and detox kit, ill take my last ECA Wed Morning then and reverzine, then drink like 10L water with a diuretic, that should flush the system clear?
Team Fit Squirrel
The administrator has disabled public write access.

medical aid and life insurance ? 31 Jan 2012 04:21 #90494

  • Thunderbeast
  • Thunderbeast's Avatar
  • Offline
  • Expert Boarder
  • Posts: 767
  • Thank you received: 190
  • Karma: 12
So I recently signed up for life insurance, got the quote back yesterday...
and the f***nuts doubled my premium because of my very high BMI.

I feel like I am being discriminated against, because a BMI is no indication of how healty a person is. So basically they give annorexics discounts because of their low BMI???

that plus BMI puts people as overweight and obese very easily... heck I think most people on this forum would atleast fall into the overweight catagory...

anybody else got this shit from them?
Last Edit: 31 Jan 2012 04:23 by Thunderbeast.
The administrator has disabled public write access.

medical aid and life insurance ? 31 Jan 2012 07:17 #90499

  • spike
  • spike's Avatar
  • Offline
  • Gold Boarder
  • Chir0pract0r extraordinaire
  • Posts: 1340
  • Thank you received: 176
  • Karma: 42
I wouldnt stand for that, contact them and explain, get a bodyfat % worked out instead... there should be some way of getting passed that. Most of us on high would be overweight according to BMI
Um, but im scared of needles...
The administrator has disabled public write access.

medical aid and life insurance ? 31 Jan 2012 07:33 #90500

  • Eidolon
  • Eidolon's Avatar
  • Offline
  • Expert
  • Posts: 1261
  • Thank you received: 610
  • Karma: 68
Thunderbeast wrote:
So I recently signed up for life insurance, got the quote back yesterday...
and the f***nuts doubled my premium because of my very high BMI.

I feel like I am being discriminated against, because a BMI is no indication of how healty a person is. So basically they give annorexics discounts because of their low BMI???

that plus BMI puts people as overweight and obese very easily... heck I think most people on this forum would atleast fall into the overweight catagory...

anybody else got this shit from them?

I had the same issue - doubled premium based on BMI. I ranted at my broker, who took it up with the head medical advisor for my life insurer. I went for an appointment with him, and he took one look at me before deciding to drop the penalty. The fact that he had a higher BF than me might have played a role :lol:
The administrator has disabled public write access.

medical aid and life insurance ? 31 Jan 2012 07:58 #90501

  • 00pump
  • 00pump's Avatar
  • Offline
  • Moderator
  • Posts: 8394
  • Thank you received: 2490
  • Karma: 298
Thunderbeast wrote:
So I recently signed up for life insurance, got the quote back yesterday...
and the f***nuts doubled my premium because of my very high BMI.

I feel like I am being discriminated against, because a BMI is no indication of how healty a person is. So basically they give annorexics discounts because of their low BMI???

that plus BMI puts people as overweight and obese very easily... heck I think most people on this forum would atleast fall into the overweight catagory...

anybody else got this shit from them?

As spike says, just provide them a certified bodyfat test then everything is perfect after that...
"Whether You Think You Can or Can't, You're Right"--Henry Ford
The administrator has disabled public write access.

medical aid and life insurance ? 31 Jan 2012 09:50 #90514

  • biggerfasterstronger
  • biggerfasterstronger's Avatar
  • Offline
  • Fresh Boarder
  • die young, die strong!
  • Posts: 128
  • Thank you received: 18
  • Karma: -24
If the ECA contains proper Ephedrine, it will pick it up in the blood test, they will test for nicotine and drugs. If the steroids kiled you then insurance wont pay up.
"I'm not afraid of dying, as long as they bury me in a big f'n box!"
The administrator has disabled public write access.

medical aid and life insurance ? 10 Mar 2021 20:43 #224857

  • Horsey031
  • Horsey031's Avatar
  • Offline
  • Fresh Boarder
  • Posts: 8
  • Thank you received: 1
  • Karma: 0
Hi all, so I am due to go for a medical for Life Insurance. One of the questions asked was if I take steroids, I said no. At this point in time I’m only on Male Hybrid Ripped which I guess is a hunger suppressant and a light oral. Would this be picked up in a medical or can I continue my course and not worry?
The administrator has disabled public write access.

medical aid and life insurance ? 10 Mar 2021 21:31 #224858

  • MPhilosopher
  • MPhilosopher's Avatar
  • Offline
  • Fresh Boarder
  • Posts: 227
  • Thank you received: 64
  • Karma: -2
Horsey031 wrote:
Hi all, so I am due to go for a medical for Life Insurance. One of the questions asked was if I take steroids, I said no. At this point in time I’m only on Male Hybrid Ripped which I guess is a hunger suppressant and a light oral. Would this be picked up in a medical or can I continue my course and not worry?

Are the testing you for drugs?
Detecting specific anabolics is not easy, and honestly too expensive for most people to give a fuck.

I would guess, should your T be really high, or LH and FSH off with high levels of T, maybe they would care or ask questions?

I would be very shocked if they did in depth testing but am interested to hear if anyone knows?
The administrator has disabled public write access.
The following user(s) said Thank You: Oupa

medical aid and life insurance ? 11 Mar 2021 08:28 #224859

  • admin
  • admin's Avatar
  • Offline
  • Administrator
  • Posts: 4840
  • Thank you received: 2491
  • Karma: 225
Horsey031 wrote:
Would this be picked up in a medical or can I continue my course and not worry?

Won't get picked up and you can continue your course.
The administrator has disabled public write access.
The following user(s) said Thank You: Horsey031