Diet/training help.

Hello everyone.
I'm new here and have been going through the articles and sticky's and there is quite a lot of good knowledge here. So I need help with my diet and training.
Here is my history.
In school I was quite active but always overweight I played rugby and did karate which were my two main sports. Others I did mostly for fun. When I finished school I stopped with rugby continued my occasional karate and also my bad eating habits after about 2 years I picked up about 15 kg's and now i'm here.
I started going to the gym last year July but that didn't go to well. so from the beginning of Feb I decided to get my diet and training in a more serious direction. Currently i'm working on perfecting my diet and I go to gym 5 days a week and rest week ends.

My diet consists of the following:(I pack my meals the night before makes it way easier to stick to times)
5am - Pre-workout meal 50g raw oats and 50g of future life with water.( www.futurelife.co.za/index.php )
5:30am - Pre- workout Supplements. Neurocore(muscletech) BCAA(1-teaspoon/5g) creatine(5g) Glutamine (5g)
6am-8am - Workout(I will elaborate on my workout after diet)
8:30am - Depending when i'm done about 30 min after i take my whey shake with creatine(5g) Glutamine(5g) BCAA (5g)
9am - 30 min after whey i take my Post workout SSN crea-mass
11am - Meal 1: 1 chicken fillet with about a cup of vegetables(Mostly peas but add in some others)
2pm - Meal 2: Same as Meal 1
5pm - Meal 3: 50g meal replacement shake(Nestle nutren active not really meal replacement) 50g whey(currently trying SSN whey.)
7pm - Last meal same as meal 1.
Before bed i take glutamine with a glass of water.
Thats a normal workout day but still struggling a bit with weekends i normally just eat 5 meals(about 3 hours apart) i try to get the first one in within 30 min of waking up. Then sub one meal with a whey shake. Try to get the least amount of carbs in on weekends.

As for my training.
Monday normally Chest
Tuesday Triceps + Back(If I get time i come the afternoon, otherwise i do both morning)
Wednesday Biceps / Afternoon I have 1 hour of karate practice not to hard more to the cardio side.
Thursday Shoulders
Friday Legs
At the moment I don't do enough cardio so I need to add that in.
Thats about it I have also tried fat burners but dont use it at the moment. I have SSN ignite(a few pills left) thinking of getting muscletech hydroxy cut.
Would like advice on my diet and training my main goal is fat loss and in the process I want to add some muscle.

My stats are : I'm 23
1.68 m
102KG (1st of January I weighed 105KG) At the moment my goal is to be 95 by May 1st.
I used pictures to guess where my body fat is and i would put it 20-25 percent.(online BF calculater sets me at 34.5)

Hope I covered all needed info. All input will be appreciated.

Just on the diet, if you read through the dieting 101 sticky you'd know that that is all wrong. Carb timimg is important. If you workout mornings do the following:
5:30 oats
Post work out shake
30min later protein and carbs eg chicken and potato
lunch have another protein and carb meal, red meat and carb
the other 3-4 of your meals, just protein and fats

Try eat more whole meals and maybe supplement with 2 other shakes besides your post work out. Try stick to 100% whey and not mass builders etc. Fat sources can be peanuts, almonds and peanut butter. You will need to have an exact calorie count for each day and will need to measure out each meal. You are on the right track though with having prepared all your meals the night before but I still think you are having too many carbs and all day long.

With that height and weight, I think your body fat more than you anticipate.

If I can just give you some advise and you're serious about getting into shape contact admin to get DJ's email address. He is well worth every penny. He will work out every meal you will need every day to your exact caloric needs. He has helped many to get into shape and be the best they possibly can, including myself. A few of us are even competing and would never have if we never met DJ. So hope this helps you bud, you can do it. Be strong

Thanks a lot I will contact DJ.